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First Ranking Secured Debenture Stock - Current Interest Rates
See red table below for current specials
Contact Canopus Investments Limited for exclusive specials and loyalty rates: info@canopus.co.nz
All term deposit interest rates quoted at % per annum, paid quarterly unless stated otherwise
Issuer
(click name to download investment statement and application form) 		NZ Govt Deposit Guarantee* $ Min. Call 3 m 6 m 9 m 12 m 15 m 18 m 24 m 30 m 3 yr 4 yr 5 yr Rating Notes
Allied Nationwide Fin. ² ³ To 12 October 2010 500 2.50       7.00   7.25 7.50   8.00 8.00 8.00   Loyalty rate +0.25% applies for reinvestments of 12 mths and over. Subtract 0.1% from all rates for monthly interest payments, excluding on-call.
Asset Finance No 500       4.75 5.00     10.55   10.95 11.15 10.35   Deposits prior to 6 November 2009 covered by NZ Gov. Retail Deposit Guarantee.
Broadlands Finance To 12 October 2010 500             7.50 8.25 8.50 9.00 9.25 9.50   Special rates may apply to amounts $50,000 and over.
Equitable Mortgages ³ To 12 October 2010 2000 3.00** 4.00 5.50   6.00   7.00 7.00   8.00 8.00 8.25 BB
S&P 		Monthly payment option available
FAI Finance To 12 October 2010 1000 1.00       6.35 7.95   8.05   8.75 8.85 8.95   Monthly, quarterly, six-monthly, annual or at maturity payment options available.
FE Investments To 12 October 2010 1000         5.60   7.00 8.00   9.00        
Finance Direct To 12 October 2010 1000     5.00   7.25 8.00 7.75 8.00   8.50 8.25 8.25   Majority ownership by NZF Money Limited. Loyalty rate +0.25% applies to terms 12 mths and over.
Fisher and Paykel Fin. To 12 October 2010 1000 4.25 4.50 5.25 5.25 5.50   5.50 6.25   6.75 6.75 6.75   Reinvested funds attract +0.5% on all term deposits.
General Finance To 12 October 2010 5000     4.25   5.00   7.00 8.05   9.25 8.50 8.50    
Gold Band Finance To 12 October 2010 5000               8.00   9.45 9.45 9.45    
Marac Finance ³ To 12 October 2010 1000 4.25 4.50 5.25 5.00 5.75  
  		5.25 6.00   7.50 8.00 8.00 BB+
S&P 		 
Marac Finance ³ Non-guaranteed 1000 4.50 5.00 6.00 5.50 7.00  
  		6.75 7.50   8.50 8.50 8.50 BB+
S&P 		 
Mutual Finance To 12 October 2010 1000   3.00 3.50 6.75 8.25   8.75 8.95   8.25 8.25 8.25    
Mutual Credit Finance To 1 January 2010 5000             9.10 9.25   9.50 9.50 9.50   Special rates for deposits of $100k and over. Deposits prior to 1 January 2010 remain covered by Crown Retail Deposit Guarantee.
NZF Money Limited ² ³ To 12 October 2010 1000
10,000 		  4.25
4.50 		4.75
5.00 		4.50
4.75 		6.50
6.75 		 
  		7.25
7.50 		7.50
7.75 		  8.00
8.25 		7.75
8.00 		7.75
8.00 		  Loyalty rate +0.25% on terms of 12 mths and over for existing clients.
Oxford Finance Corp. To 12 October 2010 500 4.00 4.25 4.75   5.50   6.00 6.75   7.50 7.50 7.50 BBB-
S&P 		Debenture stock also guaranteed by electricity network parent company Electra.
PGG Wrightson Fin. To 12 October 2010 < 10,000
10,000
100,000 		3.70
3.90
4.00 		4.45
4.65
4.75 		5.45
5.65
5.75 		5.30
5.50
5.60 		5.20
5.40
5.50 		  5.70
5.90
6.00 		6.20
6.40
6.50 		7.70
7.90
8.00 		7.55
7.75
7.85 		7.70
7.90
8.00 		8.05
8.25
8.35 		  Subtract 0.1% for monthly payments, only available
on 12 m term and over, $10k and over.
PGG Wrightson Fin. Excluded Securities < 10,000
10,000
100,000 		4.70
4.90
5.00 		5.45
5.65
5.75 		6.45
6.65
6.75 		6.30
6.50
6.60 		6.20
6.40
6.50 		  6.70
6.90
7.00 		7.20
7.40
7.50 		8.20
8.40
8.50 		8.20
8.40
8.50 		8.20
8.40
8.50 		8.45
8.65
8.75 		  Excluded securities not covered by Gov. Retail Deposit Guarantee. Subtract 0.1% for monthly payments, only available on 12 m term and over, $10k and over.
South Canterbury Fin. ³ To 12 October 2010 100   4.50 6.00   7.50     8.00   8.50 8.50 8.50 BB+
S&P 		 
UDC Finance ² To 12 October 2010 5000
100,000 		3.00
3.25 		3.75
3.75 		4.10
4.20 		3.90
4.00 		4.70
4.70 		  5.10
5.10 		5.75
5.75 		  6.15
6.15 		6.40
6.50 		6.80
6.90 		AA
S&P 		Interest paid on maturity for terms under 12 months
Viaduct Capital No 1000   6.50 9.00   10.25   10.55 11.00   9.25 9.50 8.75   Deposits prior to 20 April 2009 covered by NZ Gov. Retail Deposit Guarantee.
Vison Securities Ltd. ³ To 12 October 2010 5000             5.50 6.00   8.25 8.50 8.50   Loyalty rate of +0.5% applies to reinvestments
                                 

* New Zealand Government Deposit Guarantee is capped at NZ$1 million per depositor per guaranteed institution, applicable to 12 October, 2010. For approved non-bank deposit taking institutions, guarantee applies only to NZ tax residents or NZ citizens. For full details of the New Zealand Government Deposit Guarantee Scheme, visit the New Zealand Treasury website.
¹    Special investment rates available through Canopus Investments Limited. See "Red Table" specials below.
²    Monthly and other payment terms available; rates may vary slightly from quarterly payment rates.
³    Loyalty rate applies on reinvestment, usually +0.25% p.a. but may vary between companies. Loyalty rates may not apply to specials.
**    At Call rate applies after initial 90 day lock-in period
^    Floating rate

NOTES:
1. Listing of any finance company or financial institution on this website does not constitute a recommendation or advice to purchase debenture stock or any other security issued by that company. See Disclaimer below. For individual investment advice contact Canopus Investments Limited info@canopus.co.nz. Investment Adviser Disclosure Statement available on request, free of charge.
2. Finance companies may offer special rates on investments made through Debex. Contact Debex for details. info@debentures.co.nz
3. All listed finance companies offer the option of quarterly compounding interest rates, effectively increasing listed rates by up to 0.4% p.a. Contact Debex for details.
4. Special interest rate quotes may be available on investments of $50,000 and greater.

Order Investment Statements
Current First Ranking Secured Debenture Stock Interest Rate Specials
Contact Canopus Investments Limited for exclusive specials and loyalty rates: info@canopus.co.nz
All term deposit interest rates quoted at % per annum, paid quarterly
Issuer
(click name to download investment statement and application form) 		$ Min. Term Rate % p.a. Notes
Asset Finance 500 23 months 10.55  
Asset Finance 500 27 months 10.75  
Finance Direct 1000 15 mths 8.00 Loyalty rate of 8.25% p.a. applies.
Finance Direct 1000 20 mths 8.50 Loyalty rate of 8.75% p.a. applies.
Marac Finance 1000 6 months 5.25 NZ Govt Deposit Guarantee applies. Exclusive rate available through Canopus info@canopus.co.nz
NZF Money Limited 1000 7 months 7.00 NZ Govt Deposit Guarantee applies. Interest paid quarterly or at maturity.
Rate valid to 7 February 2010.
NZF Money Limited 1000 21 months 8.00 Interest paid quarterly or at maturity. Special rate of 8.25% p.a. for existing investors.
South Canterbury Fin. 100 5 months 7.00 Interest paid monthly. quarterly or compounded. Investment covered by NZ Govt Deposit Guarantee applies.
South Canterbury Fin. 100 Matures 11 October, 2010 8.00 Maturity set at 11 October 2010. Investment covered by NZ Govt Deposit Guarantee for full term.
UDC Finance 5000 7 months 4.80 Interest paid at maturity. Offer closes 12 February 2010.
UDC Finance 5000 11 months 5.25 Interest paid at maturity. Offer closes 12 February 2010.
         

Updated: 4 February, 2010



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Disclaimer

The New Zealand Debentures Exchange is owned and managed by Canopus Investments Limited, a privately owned New Zealand financial services company. To the maximum extent permitted by law, neither the owners, managers, employees nor associates of the New Zealand Debentures Exchange accept any liability whatsoever for transactions initiated through this website. Neither the owners, managers, employees nor associates of the New Zealand Debentures Exchange guarantee the performance of any party to any contract established through this website.

Information provided on this website does not constitute a recommendation or advice to purchase any investment or service listed or mentioned on this website. Information displayed on this website is not intended as specific investment advice and should not be relied on for making investment decisions. Investments mentioned on this website may not be appropriate for individual investment objectives or individual financial circumstances. Investors requiring specific investment advice should consult Canopus Investments Limited. A Financial Adviser Disclosure Statement is available on request, free of charge.

Information provided on this website is compiled from information believed to be accurate at the time of publication but no guarantee as to the accuracy of information displayed on this website is given, intended or implied.

Neither the New Zealand Debentures Exchange, nor its owners, directors, officers and associates, guarantee the expected return or any other return from investments mentioned on this website.

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Acceptance of offers

Information provided on this website does not constitute an offer of primary issue securities as such offer is only made on receipt of a completed application form. Application for primary issue securities will only be accepted when made on the application form accompanying the formal offer document.

Application to purchase securities listed on Debex secondary markets will only be accepted when made in accordance with the Secondary Market Trading Rules.

Restrictive Jurisdictions

No investment, product or service referred to on this website is, or will be, knowingly offered to any person or entity residing in, or subject to, a restrictive jurisdiction where the offer of such investments would be unlawful. Any person or entity requesting information about, or making application for, any investment, product or service referred to on this website, will be deemed to have declared that the person or entity making the request or application is free to receive such offers and is not subject to any restrictive jurisdiction where such action would be considered unlawful.

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